Business Advance - Cash Advance
Business Advance – Cash Advance

Business Advance: Fast, Flexible Capital for Your Growing Business

A Business Advance is a quick and flexible financing option that provides businesses with immediate working capital based on future sales or cash flow. Ideal for industries such as construction, medical, auto repair, retail, and food & beverage, this financing solution helps businesses get the funding they need without the long approval processes of traditional loans.

With a Business Advance, you receive a lump sum of capital upfront, and instead of making fixed payments, the advance is repaid through a percentage of your future sales, making it a great option for businesses with fluctuating revenues.

How Does a Business Advance Work?

The Business Advance process is simple and efficient:

  1. Receive an upfront lump sum based on your business’s cash flow or future sales projections.
  2. Repayment is made through daily, weekly, or monthly payments based on a percentage of your sales.
  3. There’s no fixed repayment schedule, so if sales slow down, your payments adjust accordingly.

This gives you the flexibility to repay at a pace that suits your business’s cash flow, ensuring that your operations continue running smoothly without the pressure of rigid monthly payments.

Unique Benefits of a Business Advance:

  • Large Funding Amount: Get up to $10 million in fast, flexible funding.
  • Cash Flow-Based Approval: Approval is based on your business’s future cash flow, not just your credit score, making it easier to qualify.
  • Same-Day Funding: Access capital quickly, often with same-day funding for urgent cash flow needs.
  • Flexible Repayment Terms: Repayment terms range from 6 to 24 months, with the option for daily, weekly, or monthly payments.
  • Early Payoff Discounts: Save money by paying off the advance early with no prepayment penalties.

Qualifications for a Business Advance:

  • 1 year in business: Your business needs at least 12 months of operational history.
  • No minimum FICO: Approval is based primarily on your business’s cash flow, so personal or business credit is less of a factor.
  • $500,000 in annual sales: Your business should generate at least $500,000 annually or deposit $40,000 monthly into your business bank account.
  • Business bank account: Required to demonstrate consistent business activity.

Advantages for Your Business

  • Immediate Access to Capital: With same-day funding available, you can access working capital quickly to cover expenses, purchase inventory, or take advantage of new opportunities.
  • Flexible Repayment: Repay based on your sales. If your revenue slows, your payments decrease, easing pressure on your cash flow.
  • No Fixed Payment Amounts: Since repayment is based on future sales, you’re not locked into a specific monthly payment, giving you more flexibility.
  • Build Business Credit: As you repay the advance, your business credit may improve, making it easier to qualify for future financing.

A Business Advance offers fast, flexible funding to help your business manage cash flow, cover expenses, and grow. If you need quick access to capital without the long approval process of traditional loans, this solution provides the liquidity you need. Apply today and secure the capital that keeps your business moving forward. Apply Now

Business Advance - Cash Advance
Business Advance – Cash Advance